Business Insurance Coverage Options for Recouping Losses
Business interruption (BI) insurance is just one avenue being explored by businesses currently assessing any current or future losses caused by COVID-19. Another possibility is Civil Authority coverage, which could address the restrictions placed on certain businesses by the government. Finally, a third option is called Contingent Property or Dependent Property coverage, which pertains to […]
No Small Business is Safe from Data Breaches
Macy’s, T-Mobile and restaurant chains like Moe’s, McAlister’s Deli, and Schlotsky’s have all suffered data breaches. That kind of thing only happens to them, right? Wrong. In 2020, if you own a small business and have a technology budget, security is the most significant investment you can make. What are some other technology investments? It could […]
Inner-Cities Are the Place to be When it Comes to Small Business
CEOs surveyed by the national nonprofit group Initiative for a Competitive Inner City (ICIC) repeatedly cite inner-cities as locations that have been hospitable to their business growth and development, according to ICIC CEO, Steve Grossman. Based in Boston, ICIC issued a report this past October in conjunction with the unveiling of this year’s Inner City […]
How to Defend Yourself Against Crooked Contractors
My services tend to be called upon after the homeowner has already fallen victim to a scam. It is sad, but true. That does not mean I cannot teach you how to defend yourself against crooked contractors. The key is to be informed and prepared to identify the scam in advance. Here are three common […]
Corrupt Doctor Caught Prescribing Painkillers for Cash
America is battling the opioid painkiller epidemic on many fronts. The resistance is made up of more than just law enforcement professionals and the perpetrators are not mere street dealers. As a matter of fact, a great deal of blame can be placed on so-called legitimate healthcare sources. So where does consumer law enter the picture? […]
NJ Home Improvement Contractors Still Not Subject to Criminal Background Checks
“Shock and awe” is a military tactic where overwhelming power and enormous displays of force are used to paralyze the enemy’s perception of the battlefield and destroy its will to fight. The term also refers to when an unscrupulous figure takes advantage of a shock to the system, such as a weather-related crisis or natural […]
The New Jersey Consumer Fraud Act – Three Essential Questions
What is consumer fraud? The New Jersey Consumer Fraud Act defines consumer fraud as “any unconscionable commercial practice, deception, fraud, false pretense, false promise or misrepresentation” in connection with the sale of goods, services or real estate. In this context, the word “sale” includes rentals in addition to the traditional sale of goods and services.What […]
Apple Ordered to Improve its Pricing System
Few of us know everything there is to know about our smart phones. One thing we do know is how much they cost. In fact, it is our right to know, and it is a violation of consumer protection laws if a company does not display pricing properly on its devices. Apple Inc. (“Apple”) recently […]
The Most Common Types of Consumer Fraud
Those who commit consumer fraud are fraudsters who prey on ignorance. Therefore, the best defense against consumer fraud is education. Do not allow yourself to be victimized. Read the following and learn about the most common forms of consumer fraud.Mortgage Fraud According to the FBI, the victims of most modern mortgage scams are distressed homeowners. […]
Businesses Facing Surge in Lawsuits Related to State Consumer Law
Due to broad interpretation of a specific consumer law known as the Truth-in-Consumer Contract, Warranty and Notice Act (“TCCWNA”), New Jersey has seen an increase in lawsuits against businesses operating in New Jersey. Plaintiffs and their lawyers have been particularly fond of the statute’s provisions, which can include a statutory penalty, actual damages or both. […]